Disclaimer
Please read carefully before using our services
Important Notice
The information and tools provided by BharatBills are for general informational and educational purposes only. They should not be considered as professional financial, tax, legal, or investment advice.
General Information Only
All calculators, tools, and content on BharatBills are provided for informational purposes only. They are designed to help users estimate and understand various financial concepts but should not replace professional advice.
Our tools provide:
- ✓Simplified calculations based on general formulas
- ✓Estimates that may not reflect your specific situation
- ✓Educational examples and scenarios
- ✓Basic templates for documentation
No Professional Advice
BharatBills does not provide financial, tax, legal, or investment advice. We are not financial advisors, certified accountants, tax consultants, or legal professionals.
Before making important financial decisions, you should:
- • Consult with a qualified Chartered Accountant (CA)
- • Seek advice from certified financial planners
- • Verify calculations with tax professionals
- • Confirm current tax rates and regulations with authorities
- • Review your specific circumstances with experts
Accuracy and Limitations
While we strive to keep our calculators and information accurate and up-to-date, we make no representations or warranties of any kind about:
- •Completeness: Our tools may not cover all aspects of complex financial situations
- •Accuracy: Calculations are based on formulas that may not suit every scenario
- •Reliability: Results depend on the accuracy of information you provide
- •Currency: Tax laws and rates may change without immediate updates to our tools
- •Suitability: Tools may not be appropriate for your specific needs
Tax and Legal Compliance
Indian tax laws are complex and frequently updated. Our calculators attempt to reflect current regulations as of FY 2025-26 (AY 2026-27), but:
- •Tax rules vary by state, income level, and individual circumstances
- •GST rates and regulations may change based on government notifications
- •Deductions and exemptions have specific eligibility criteria
- •Professional tax rates differ across states
Always verify tax calculations with the Income Tax Department, GST portal, or qualified tax professionals before filing returns or making tax payments.
Investment Disclaimers
Investment calculators (SIP, PPF, FD, etc.) provide projections based on assumed rates of return. Actual returns may vary significantly due to market conditions, fund performance, and economic factors.
Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal.
User Responsibility
By using BharatBills, you acknowledge and agree that:
- 1.You are responsible for verifying all calculations and results
- 2.You will not rely solely on our tools for important financial decisions
- 3.You will consult professionals when needed
- 4.You understand the limitations of automated calculators
- 5.You use our service at your own risk
Limitation of Liability
BharatBills and its operators shall not be held liable for any losses, damages, or adverse consequences arising from the use of our calculators, tools, or information. This includes but is not limited to financial losses, tax penalties, legal issues, or business decisions made based on our service.
External Links
Our website may contain links to external websites for reference. We are not responsible for the content, accuracy, or practices of third-party sites. Links are provided for convenience and do not imply endorsement.
Contact Us
If you have questions about this disclaimer or need clarification on any aspect of our service, please contact us at:
bharatbillsindia@gmail.com