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GST Calculation on Gold: 3% Statutory Slabs on ₹1 Lakh Jewelry

Gold, silver, and precious jewelry in India attract a special statutory GST rate of 3% on bullion value (HSN 7113), while making charges are billed at 5% GST (SAC 9988).

Direct Answer
Central Board of Indirect Taxes and Customs (CBIC) — GST Law & Rules

Direct Summary: GST Calculation on Gold: 3% Statutory Slabs on ₹1 Lakh Jewelry

Gold, silver, and precious jewelry in India attract a special statutory GST rate of 3% on bullion value (HSN 7113), while making charges are billed at 5% GST (SAC 9988).

Exclusive GST = Base Amount × Rate ÷ 100. Inclusive Base = Total Amount × 100 ÷ (100 + Rate).
  • Key Takeaway: 3% GST on ₹1,00,000 gold equals ₹3,000 (CGST ₹1,500 + SGST ₹1,500), bringing the total to ₹1,03,000.
  • Key Rule: Gold value: ₹1,00,000 (HSN 7113)
  • Key Rule: Statutory gold rate: 3% (1.5% CGST + 1.5% SGST)
Base Amount
₹1,00,000.00
taxable value
GST @ 3%
₹3,000.00
CGST ₹1,500.00 + SGST ₹1,500.00
Invoice Total
₹1,03,000.00
payable by buyer
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Key Takeaway

3% GST on ₹1,00,000 gold equals ₹3,000 (CGST ₹1,500 + SGST ₹1,500), bringing the total to ₹1,03,000.

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How This Calculation Works

Goods and Services Tax (GST) is a destination-based consumption tax. For intra-state transactions (within the same state), GST is split equally into Central GST (CGST) and State GST (SGST). For inter-state transactions (between different states or union territories), Integrated GST (IGST) is levied in full. In exclusive mode, GST is added on top of the base amount. In inclusive mode, reverse GST is extracted using the statutory reverse formula.

Standard Indian FormulaExclusive GST = Base Amount × Rate ÷ 100. Inclusive Base = Total Amount × 100 ÷ (100 + Rate).

Statutory GST Valuation & Tax Split

Statutory GST Valuation Breakdown for 3% Rate
Statutory ComponentLegal Basis & SectionRate FactorComputed Amount (₹)
Taxable Base ValueSection 15 CGST Act (Transaction Base)Base Value₹1,00,000.00
Central GST (CGST)Section 9(1) CGST Act (Intra-State Supply)1.5% (Half Rate)₹1,500.00
State/UT GST (SGST/UTGST)Section 9(1) SGST Act (Intra-State Supply)1.5% (Half Rate)₹1,500.00
Total Statutory GST OutgoCombined Central + State Indirect Tax Levy3% Total₹3,000.00
Gross Invoice ValueCommercial Tax Invoice Payable by BuyerGross Total₹1,03,000.00
Input Tax Credit (ITC) EligibilitySection 16(1) CGST Act (Available for B2B Registered Persons)Eligible Credit₹3,000.00
Calculation Method: Exclusive mode: Base (₹1,00,000.00) + 3% GST (₹3,000.00) = Total (₹1,03,000.00)

Calculation Assumptions

  • Gold value: ₹1,00,000 (HSN 7113)
  • Statutory gold rate: 3% (1.5% CGST + 1.5% SGST)

Typical Calculation Scenario

Calculation based on target inputs: amount=100000, rate=3, type=exclusive, supplyType=intra

Step 1 (Inputs Applied): Computed server-side using standard Indian financial equations.
Step 2 (Outcome): 3% GST on ₹1,00,000 gold equals ₹3,000 (CGST ₹1,500 + SGST ₹1,500), bringing the total to ₹1,03,000.

Important Statutory & Regulatory Notes

  • •Statutory GST Rates: Standard slabs in India are 5%, 12%, 18%, and 28%. Gold and precious stones attract 3%.
  • •Intra-state vs Inter-state: Intra-state transactions split 50:50 between CGST and SGST. Inter-state transfers charge 100% IGST to the central pool.
  • •Invoice Compliance: Under Section 31 of the CGST Act, 2017, all registered suppliers must display HSN/SAC code, taxable value, and explicit tax split.
  • •Input Tax Credit (ITC): Registered B2B purchasers can claim credit for GST paid subject to Section 16 conditions and vendor GSTR-1 filing.

Frequently Asked Questions

What is the GST rate on gold jewelry in India?

Gold bullion attracts 3% GST, while jewelry making charges attract 5% GST under SAC 9988.

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Statutory Accuracy & Verification StatusSource: Central Board of Indirect Taxes and Customs (CBIC) — GST Law & Rules (Current GST Council Schedule)
Verified: 2026-09-10
Independent Platform Notice: BharatBills is an independent Indian financial utility platform. BharatBills is not a bank, NBFC, tax authority, or government agency. Calculations on this page are illustrative estimates based on specified inputs and statutory Indian formulas. Always verify with your Chartered Accountant (CA) or financial adviser before making major monetary decisions.